Speaking With Insurance Adjusters After an Accident | What to Know

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If you have been injured in a car accident due to another party’s negligence, it is likely that you are entitled to recover compensation. Unfortunately, recovering the compensation you deserve is not always easy. In order to do so, you will have to take legal action, and you will probably have to speak with the other party’s insurance company. Insurance adjusters are notoriously sneaky and will work to avoid giving you the settlement you deserve. Read on to learn more about what to look for when speaking with insurance adjusters.

What to Expect?

They will most likely lowball you

Insurance adjusters know that car accident victims are vulnerable. As a result, they will usually offer an unfairly low settlement offer in the hopes that you will take it in order to pay off your medical bills immediately. You should never take a first offer.

They might ignore you

If you do not accept their first offer, the insurance company may ignore you. It is important that you do not simply wait to hear from them again. They are ignoring you in the hopes that the statute of limitations will pass and you will no longer be able to sue. In Maryland, the statute of limitations is generally three years from the date of the accident.

They will probably downplay or deny your injuries

Often, insurance adjusters will claim that your injuries are not as severe as you say. In some cases, they may argue that you are not injured at all and accuse you of committing insurance fraud. In order to combat this, it is imperative that you keep meticulous records of your doctor visits, medical bills, and follow-up appointments.

They know what questions to ask

Insurance adjusters will often ask trick questions or otherwise loaded questions. They may twist your responses and use your words against you in an attempt to avoid providing you with the compensation you deserve. As a result, it is important that you do not answer any questions without an attorney.

You are not legally obligated to go to their suggested autobody shop

If an insurance company suggests a certain autobody shop, they may have an agreement with that shop. This means that the shop may attempt to lowball your estimate. Instead, you should go to a reputable body shop of your choosing.

Remember to always speak with an attorney before signing any documents.

If you have been injured due to another party’s negligence, contact our firm today. We are here to fight for you.

Contact our Firm

If you or a family member have been injured in a car accident, contact Lloyd J. Eisenberg & Associates today.

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